I am no Clinton fan and I am sure things were done by that administration to contribute to the meltdown. However, The current administration has to take the lion's share of blame on this. Look no further than to Phil Gramm and the banking deregulation legislation he pushed through congress. That would be the same Phil Gramm that called us all a bunch of whiners when we complained about the mortgage crisis in early summer. Honestly, I just think this is nothing more than politicians on both sides of the aisle taking care of their lobbies and contributors while main street America pays the price. That price comes out to be about $2300 for every man, woman and child in the country. If you or I make bad financial decisions, who is going to bail us out? The answer...nobody! I am so sick of this behavior from our elected officials.